Experience
Since 2002
Two decades of Malaysia and Middle East delivery
Company profile
Fintech-led strategy and build for decisive growth.
With more than two decades of experience since 2002 in the Malaysian and Middle Eastern markets, HATRICK A Consultants delivers tailored, data-driven business solutions spanning business plans, feasibility studies, market analysis, and strategic consulting.
We are a fintech house that designs and builds payment platforms, not only a consultancy.
Mission
Since 2002Empowering clients through world-class strategic planning, deep market insights, and build-ready execution.
Based in Malaysia with a regional footprint across Jordan, KSA, and the UAE, we support leadership teams with high-trust delivery, fintech engineering, and executive-ready reporting.
Signature promise
Clear scope, disciplined research, and implementation paths that move stakeholders to decision.
Fintech build
Wallets, POS, exchange rails
From licensing to production-ready platforms
Engagement
Advisory and build
Strategic planning paired with execution teams
Outcome
Investor-ready and launch-ready
Clear visuals, governance, and handover
Company history and expertise
Built through landmark regional initiatives.
We are a fintech house with deep regional delivery, supported by consultants and builders who have shipped payment rails, exchange networks, and digital platforms.
Fintech licensing pioneers
Among the first to obtain and regulate e-wallet licenses in Jordan, helping establish regional fintech foundations.
Early POS network operators
Introduced and operated one of the first POS technology networks in the Middle East, accelerating digital payments adoption.
Telecom expansion partner
Served as the main distributor for Mobily in KSA, supporting national telecom growth and infrastructure scale.
Masar exchange network
Architected and contributed to Masar, the first Arab-owned global exchange network for secure cross-border remittances.
Advanced mobility initiatives
Delivered early fleet management systems with real-time tracking and a fully functional anti-theft automotive system.
Ride-hailing concept work
Participated in early-stage projects similar to Careem and Uber, shaping location-based service models.
Regional delivery footprint
Dozens of high-impact fintech, telecom, and modernization projects across Jordan, KSA, UAE, and Malaysia.
Selected projects
Fintech programs we have built and delivered.
We combine advisory with hands-on delivery, moving from licensing and compliance to product launch and operational handover.
Fintech compliance
E-wallet licensing and launch
Secured and regulated e-wallet licenses in Jordan and supported launch readiness for wallet operators.
Payments infrastructure
POS network rollouts
Introduced and operated early POS networks across the Middle East to scale cashless acceptance.
Cross-border remittance
Masar exchange network
Designed the first Arab-owned global exchange network for secure remittances and settlement.
Digital distribution
Telecom payment expansion
Supported Mobily distribution in KSA with payment rails and nationwide rollout execution.
Smart mobility
Fleet and anti-theft systems
Built live tracking and remote disable systems for fleet management and theft prevention.
On-demand services
Location-based platform concepts
Early-stage work on ride-hailing and location-based service models before global adoption.
HTRK token ownership
Creator and owner of the Hatrick Token.
HATRICK A Consultants is the founding entity behind the HTRK ecosystem, owning and stewarding the token vision, utility roadmap, and delivery execution.
Official token site
hatricktoken.app
Visit the dedicated token site for utilities, updates, and ecosystem releases.
Core services
Advisory and build support for every phase.
From investor materials to market entry strategies and fintech delivery, we provide structured consulting that makes decisions easier and outcomes more certain.
Fintech platform delivery
Design and build of payment platforms, wallets, and settlement rails with compliant operations.
Business plans
Comprehensive plans tailored to support investor confidence and secure funding.
Feasibility studies
Well-researched assessments that confirm viability and delivery readiness.
Market studies
Industry insights, customer behavior analysis, and competitive positioning.
Private placement structuring
Investor opportunity design with legally sound frameworks and agreements.
Negotiations and deal facilitation
Expert negotiation support to secure favorable terms and partnerships.
Marketing tools and business artworks
Professional presentation materials that elevate clarity and persuasion.
Feasibility study
Feasibility study preparation.
Stage-based analysis builds confidence in the business case before investment decisions are made.
Additional stages are scoped per engagement based on project type and market complexity.
Stage 1: Market research and assumptions
- Sector sizing, demand signals, and customer segmentation.
- Competitive landscape and pricing benchmarks.
- Revenue drivers and adoption assumptions aligned to market reality.
Business plan structure
A high-level view of the business plan journey.
We assemble each plan in structured stages, ensuring the narrative, data, and financials remain consistent from start to finish.
Stage 1
Executive summary
Vision, objectives, and the investment narrative.
Stage 2
Market opportunity
Target segments, demand sizing, and competitive positioning.
Stage 3
Commercial strategy
Go-to-market plans, partnerships, and growth levers.
Stage 4
Operations and delivery
Execution roadmap, resources, and governance model.
Stage 5
Financial model and risk
Assumptions, projections, and risk mitigation controls.
Visual insights
Sample visuals for executive clarity.
Clear, professional graphics translate complex research into decisive, board-ready messaging.
Market demand index
Illustrative sample
Financial sensitivity
Illustrative sample
Base case100%
Downside72%
Upside118%
Why choose us
Trusted by leaders for clarity and precision.
Every engagement is tailored to the client, supported by rigorous research, and delivered by teams who build, not only advise.
- Proven fintech build history spanning wallets, POS, and exchange networks.
- Tailored strategies designed for each client and market context.
- High-quality visuals that communicate clearly to executives and investors.
- Data-driven plans backed by research, projections, and delivery controls.
Contact information
HATRICK A Consultants Sdn Bhd
Email is the fastest way to reach our team. We respond to inquiries about fintech strategy, feasibility studies, and platform delivery.
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